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Standing out at a Job Faire can make a difference in your job hunting. Job Faires are starting to pick up, and a major job search company is running some nice ones, called Targeted Job Fairs. At a Bay Area Career Fair in early 2010, 10 companies as showing up, and Dice has 82 job fairs scheduled for this year across the United States.

How do you get to the real interviews at a Job Fair? The competition can be considerable, but you can help yourself leap out from the crowd with advance preparation. At AA-Careers, we have a simple six-step process to prepare. Plan to go? Here’s how to prepare:

First, investigate the companies that are going and pick your targets. Use the World Wide Web to research the companies that are there ahead of time. Go to their internet sites and see if they have their job openings posted. Pick a tenable number to go after, and get ready to spend about an hour researching each one. It’s hard to do more than nine in a day, and four to six is a much more reasonable target. For each hiring organization, you want to know: executive names, recent news, and key product lines. Try to see if you know anyone at the target companies. You will end up with with a page or two of research for each company/job.

Second, if there are job openings on the web, read them to see what the hiring manager is looking for. Create a mapping of your achievements and skills to the requirements of the job. Make the terminology match. If the hiring company calls customers "clients", your resume should do the same thing. The accomplishments should be written in the style of the hiring company.

Third, create a ‘thumbnail sales pitch’ for each likely company/job combination. Write down a 60 second ‘thumbnail’ that you can repeat verbally depicting why you are a key candidate for that position. You’ll use this in your resume and when you meet the team from the company at the job booth.

Fourth, modify your resume for each opportunity. The objective on your resume should exactly match the job you’re targeting. The executive summary should be a written form of your “mini sales pitch” for the job. Then choose the achievements and skills that most clearly match the job requirements. Especially at a Career Faire, the purpose of your resume is a sales tool for you – to get you on-site job interviews. It should be obvious to see that you’re a fit based on your resume.

Fifth, rehearse your ‘mini-sales-pitch’. Collect your research and the resume for each spot - bring a couple of copies for each – and put each in a distinctly marked folder. Keep them in a light briefcase or folio.

Finally, dress and prepare as if you’re doing on-site interviews. Dress well and be well groomed. Avoid strong cologne or perfume…use any eau de cologne or fragrance meagerly, if at all.

Remember to smile, and good hunting!

GMail SPAM filter is fighting a losing battle. I am doing some ANTI-SPAM testing. For the past 4 months I have been very public with my Gmail email address, signing up for newsletters, using it on forms, and sharing it publicly on forums, blogs, and discussion boards. I expected to get SPAMMED to death, that’s exactly what’s beginning to happen. Everyday, I receive about 20 junk emails. I know that is small, but for someone who is use to never seeing SPAM in their inbox, it’s a quite bit.

I did this sort of testing, once before with Yahoo! Mail, and I took the time to get rid of all my SPAM (from coming into the inbox). I’ll share my secret.

1. First, you should have 3 email addresses; (@.hotmail, @.yahoo, @.gmail). These 3 email addresses should represent your public (personal) email address, your business email address, and your spam catcher). Remember the less you publicly use your email address, the less SPAM you’ll have.

2. If you wish to use your public or business email address, each site you travel to, (which you plan or must share your email address) you should check the site Privacy Policy. You don’t have to study the policy, but finger through it and see what their policy is about sharing your information. If the policy doesn’t have this clause or the site doesn’t have a Privacy Policy (visibly linked) then be skeptical and assume this site plans to share your information. Many sites claim to be legit and have a privacy policy in place, but through the backdoor they sell your information, so never put all trust into the privacy policy, just make good judgment. The best thing about managing your SPAM is that you can speculate how someone got your email address, because your amount of SPAM is down to a minimum and you are securely managing your email address. Any place you need to enter your email address and you feel skeptical about using your public or business email address then you should enter your spam catcher email.

3. Your public (personal) email address should be used for public trusted sources, such as: on forums, discussion boards which you frequent. You should use this address only on sites which you trust and visit on a day-to-day or occasional basis. Your public email address should be used for sign-up forms (only sites you want information from). Your public email address should also be used to subscribe to newsletters which you initiate. Your public (personal) email address should be your most commonly used email address for basic day-to-day communication. This is the email address you should share with family, friends, and co-workers.

4. Your business email address should be used for business contacts. In fact, your business email should NOT be a free email address, it should be an email address with your company, your website, or your business name (example: @.yourcompanyname.com). If you don’t have a company, business, or website then use a free email address and make this your email address for professional purposes, such as putting this email on your resume, etc. This should be for extremely trusted sources. You should only share your business email address with individuals you connect with one-on-one on a professional or business level. Example: You shouldn’t share this email address with the customer service staff of a company, but you should share this email address with the CEO of the company. This is your exclusive email address. In some instances you may share your business email address with the customer service staff, but the source should be trusted and you should make good judgment. Example: If the company plans to send you sensitive information via email, like money market account information. Your business email can be used for signing up at sites which you will use your credit card and is a highly respectable and honest site, world renown. This email should only be used with those whom you trust with your information and trust will not share or send you advertisements. You should only use this email address to get company related information or information which directly affects you or your business on a consumer or business level. You should NEVER publish your business email address on any website, forum, discussion board, or any other publicly available media.

5. Your spam catcher email address is the email address you should use at any time you feel skeptical, when you don’t trust a site, or when a site doesn’t provide you information that you wish to receive. Many sites have products, programs, or services which you want, but to register or to move forward you must enter an email address (and most of the time the email address must be valid and confirmed), therefore you should have a spam catcher email address, for non-trusted sources. Using your spam catcher email address you could easily register at any site while using a valid email address, which you can log into and confirm the authenticity of the email addresses.

6. Use the ‘Report Spam’ feature of your email client. Most online and now even software (local install) email clients have a ‘Report Spam’ feature which blocks the delivery of future mail from the sender. It is important to make good use of this feature, because it will help keep your inbox free of unwanted mail. The only email addresses you are worried about receiving spam from is your personal email address and business email address, the spam catcher email address should not be an account you log into daily, you should only log into your spam catcher email address to confirm an email. At this point you shouldn’t receive any spam into your business email address account, if you followed the steps above, but if you do then make sure you use the ‘Report Spam’ feature so you can block future delivery. Use the ‘Report Spam’ feature immediately when you receive spam so there is no delay and to be sure you don’t miss a spam message. In your personal email address account you will probably receive spam messages or unwanted mail, if you do then make sure you use the ‘Report Spam’ feature each time you receive a piece of unwanted mail, within a few months and good email address management (following the steps above) you should never or rarely see any spam coming into your inbox.

If you receive any mail into your inbox, then make sure you use the “Report Spam” feature within the email client. This should soon eliminate any mail you do not wish to have. Following the steps above is imperative to getting a good clean inbox. Managing your email address is ultimately your responsibility and you should know who you share your information with. Most people use only one email address for all their communication, this technique is not the best option. You should use at least 3 email addresses adhering to the steps above. You can simply log into one account, your personal email address or your business email address and just have the email from the other forwarded to the account you log into most. You can also send email from the account under either your personal or business email address. Setting up forwarders and multiple sender accounts is not a hard task in the 3 major online email clients. For some additional steps may need to be taken, like with Yahoo! you must have a paid account to forward your email, but from Gmail you can automatically forward your email where you like for FREE. So, if you forward your Gmail email to your Yahoo! account and setup multiple accounts within your Yahoo! Account then you are in good shape. Use the Hotmail account as your spam catcher. This is just a thought, but you can set it up any way you like, its your preference. Currently, I have a paid Yahoo! account and I use my Yahoo! account as my business email address. I use my Gmail account as my personal email, and I use my Hotmail account as my spam catcher. My Yahoo! mail is forwarded directly to my Gmail account, and I have a sender account setup in my Gmail account, which will send mail as my Yahoo! email address. I use Gmail Notify and know instantly whenever I receive new mail from either my public (personal) or business email address. I rarely log into my Hotmail account, only to confirm an email or just to login so my account doesn’t close. This proactive approach has kept my inbox clean for years and now I’m sure it will help you with your fight against SPAM!

This article is in association with Journal Home which host blogs for authoring and managing.

Ant Onaf is an accomplished webmaster, internet marketer, content writer, and IT consultant. His ingeniuty, dedication, and overall passion for the internet and technology has made him an monumental icon on the World Wide Web. Visit his blog Ant Onaf Internet & Technology Blog (www.antonaf.com)

It was not too long ago that email mailboxes were so full of junk mail and spam that they threatened to render electronic communication useless. When you opened up your email you were bombarded with poorly written advertisements for $ex, V!agra, and tons of other intentionally misspelled products, designed to evade any spam blocking devices. Those interested in consumer protection knew the ultimate goal, to eliminate and block spam, but as soon as they created a product designed to do just that, the spammers evaded their efforts by getting more creative. That is, until modern anti spam software was developed. Antispam software comes in a variety of forms, with the obvious ultimate intent of stopping unwanted emails from reaching you.

Blacklist

One of the primary anti spam methods is known as blacklisting. This software identifies the IP address of the spam sender, and then communicates with the Internet Service Provider of the sender and instructs the ISP to block mail from that IP address to your email account. In theory this is a fool proof solution. The reality, however, is that there is a lot of money to be made in spamming, so forcing a spammer to switch his IP address frequently is not too high a price to pay to evade blocking. That said, this practice does, over time, start to close down doors to spammers and all but eliminates amateur spammers who do not have the capability to frequently switch IPs.

Spam Votes

Many individuals who frequently use their email accounts will be familiar with this device. Spam voting software works through the participation of users. When you receive email you have the option of classifying it as spam, usually by pushing a button which says, unsurprisingly, ’spam’. Once enough people classify a piece of mail or an IP as spam it falls in trust until ultimately it becomes completely blocked from addresses.

Profiling

Profiling involves learning the common characteristics of spammers and spam mail. It is software that looks for things like bugs, invalid message ID’s and other traits and uses these characteristics to evaluate incoming pieces of mail. Each piece of mail is then given a score depending upon how it fares against these criteria. The user is then given the option of how high or how low to set the bar with regard to which emails are let in. This method has been shown to be immensely effective against amateur spammers and many professional spammers. However, it relies upon a ready team of professionals to identify new traits used by spammers and to incorporate those traits into the profiling algorithms.

Bayesian Filtering

The most promising spam blocking software follows no rules. Rather, it constantly learns new techniques to fight spam by scanning the mail you’ve read and comparing it to the mail that you have rejected. This highly sophisticated software uses the data that it gleans from thousands of users to identify which items are spam and which are not. It then has the capability to adjust its standards to your particular preferences. Over time, it becomes adept at sending you only the emails that you want, and blocking the emails that you do not.

Sara Anderwahl recommends that you visit www.barracudanetworks.com for more information on anti spam software.

Chances are you could be missing important business opportunities if your email Inbox utilizes a spam filter. Take a few minutes now to investigate your email screening procedures for messages received from unknown senders. You might even discover a new client hiding among the spam!

Email inquiries from new business prospects, which by definition are unknown and unexpected when they arrive in your Inbox, can take a detour to your spam box without your knowledge.

When was the last time you did not receive an email sent by a client or friend? Failed email delivery can be quite common. Usually the sender just emails you again until you receive the message.

Now imagine a situation where somebody (like a prospective legal client) sends you an email that you don’t receive, but they don’t tell you about it. Attorneys or paralegals frequently contact a number of experts via email and engage the most qualified candidate who responds first. You miss out on a potential engagement if the email inquiry does not show up in your inbox.

Here are five easy steps to protect your email, receive incoming leads and avoid technical nightmares:

1. Check your spam box often if you use automated email filtering. Microsoft Outlook 2003 and AOL give you the ability to control the settings and security levels for your incoming email.

2. Add a response form to your Website. Your Webmaster can set this up so that you are automatically alerted with an email recognized by your server.

3. Update your “safe” and “blocked” sender lists often, especially if delivery is controlled at the ISP level. Add a law firm’s email domain to your approved email list when you get a new client from the firm.

4. Separate business from personal correspondence by using two different email accounts.

5. Avoid downloading free software or clicking on unsolicited ads. If you do, you may find yourself subject to a virus or malicious Adware attack.

ABOUT THE AUTHOR: Margaret Grisdela is President of Expert Law Marketing and Legal Expert Connections, specializing in business development in the legal market and expert witness recruitment. She writes for HGExperts.com.

Just about everyone has opened up their email to find correspondence from people and websites that we have never heard of selling all manner of commercial products. This sort of mail often concerns gambling, pharmaceutical products, diet methods, and sexual enhancement aids, and get rich quick schemes. It is also not unusual to find bogus sales pitches, sales opportunities, and scams such as the famous Nigerian fraud in which the email recipient is tempted to share in an an expatriate fortune. One of the newer spam-scam gambits is phishing, the most obvious examples of which are phoney PayPal and Ebay emails asking you to verify your account. Does this sound familiar? Well, this is spam, and it is billion dollar bulk email industry funded by naivete of the population at large.

How do you distinguish spam from legitimate email? You can often tell simply by the fact that you may not recognize the name of the sender, or the sender has name that is gibberish or composed of numbers. Often the subject line concerns gambling, pornography, or an offer to make thousands of dollars in 24 hours. In many cases, spammers are able to create email that is almost identicle to a respected source, such as your bank, or PayPal, or Ebay. In other cases, the subject lines may indicate that the message is responding to your email. Other spammers are able to create phoney returned mail. That is, they want you to think that you have sent an email that has bounced back.

A general rule of thumb is to always read the to and from address fields in all email that you receive. If you find strange addresses or anonymous addresses, or scrambled alpha-numeric addresses (for example, x78sf2z@scammail.com) then you have spam. And if you have spam, you’ve got scam. And the point of scam is to part you from your money.

How to stop spam? Identifying it as quickly as possible is the first step to ridding this invasive email from your in-box. However, should you click on spam, or worse yet, divulge your email address, you are on the way to having a serious problem. Once your email address is in circulation among the spammer population, you have virtually opened your email “door” and invited an unwelcome and unending hoard of junk mail in. Spammers use your natural curiousity–indeed they count on it–against you to tempt you into opening their mail.

Remember, the point of spam is to get you open the email. Once opened you have, at the very least, verified that your email address is active. To a spammer, an active email address means money either because you will divulge additional information–such as a credit card number–at a later date, or because you email addres can be sold to someone else. Also, keep in mind that spammers only need a very tiny response rate to be successful because they are sending out millions upon millions of emails a day. With that kind of volume going out, even a return rate of .0001% can be very profitable.

If you are truly swamped by spam, you may need to get a new email address. However, you can begin to clean up your email by not opening spam and using anti-spam software to weed out junk mail. Such software is now very sophisticated, not all that expensive and although not perfect, very effective at cutting out most of spam. Most of the big, free email services such as Yahoo!, Google, MSN, and Hotmail now also provide effective spam filtering. However, keep in mind that spam reduction–like good housekeeping–begins with you.

Find out more about spam control and elimination and how to stop email spam by visiting our blog at http://www.spam-control-center.com

We need a better punishment for all Identity Theft Criminals. If they steal someone’s identity, then they get to pay off all their bills, including the ones they made. This way if they steal a Soccer Mom’s credit cards and we catch them, well fine. Indeed a fine fine, which will be to pay off all the Mom’s credit card bills, car loans and shopping bills? What do you think of my idea? Do you like it? I knew you would.

You see I believe that the “Perfect Punishment for Identity Theft” is that the person doing the crime has to also join in that person’s identity and can start by paying off all the victims bills. And since people are living longer why not make them pay off these bills for as long as they live? That would be fair for all concerned.

You know the other day I was watching a tape of a traffic court and several people were there for petty theft and charging on stolen credit cards and it became rather obvious to me that these petty crimes of identity theft were not being prosecuted properly, it was as if these criminals got off with a fine, jail time (little) or trash pickup on the freeway and probation. That is BS, in fact how many times did they do it until they finally got caught anyway?

We need a stiffer penalty and one, which fits the crime. They want to steal your identity and be you? Well fine and they can start by paying off all your bills? Now how does it feel to be you? Consider this in 2006.

“Lance Winslow” - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/wttbbs/

Chris Simpson, head of Scotland Yard’s computer crime unit was unpleasantly surprised to learn how easy it is to cheat anybody out of his or her personal info — by means of a fake survey.

This survey wasn’t a scam; in fact, it was an experiment. It was carried out in March for the Information Security show (April 26-28). The results showed that most people casually give out their personal info.

Market researchers questioned 200 people on London streets in a bogus survey on theater-going habits. 92% of those who took part disproved the common stereotype of British as reserved people. They readily gave out personal data, including first school and birth dates, mothers’ maiden names, names of pets — valuable info for, say, cracking passwords. During the survey many people volunteered such key details as name, address and postcode.

The chance to win free tickets was enough for these people to reveal almost everything one might need to impersonate them. By the end of the survey, the fake researchers had everything they needed to take out credit cards in their name and even open bank accounts. These 200 people were lucky — the survey was just a trick. But what if it hadn’t been?

Instead of laughing at naive and unwary Londoners, let’s think whether we all are careful enough with such personal data. Aren’t we sometimes give away information without a clear idea how it will be used — and by whom?

Much cautioned about identity theft and phishing in the Internet, we tend to relax when speaking in person. Most of us will never click links in spam or open attachments if we don’t know who sent the email. We don’t trust letters asking us for sensitive information. We are getting wiser.

We have heard about identity theft plenty of times. We know that good deal of identity theft occurs offline. But all the same, some of us are still far from having good habits such as shredding personal correspondence before throwing it into the trash, or not having the same easy-to-guess password just for everything.

The odds of identity theft online partly depend on such factors as what anti-virus and anti-spy software is installed on a PC and how often it is updated. Software vendors try to develop and provide effective means of defense against information-stealing malware. Of course, much depends on whether the user is careful enough to avoid a phishing scam, and even on what sites he visits — one can easily pick malware while visiting certain websites.

As for plain looking over your shoulder when you are writing something down, digging out papers from your trash or picking some valuable info from a casual talk — nothing will help you if you carelessly scatter information about yourself.

Alexandra Gamanenko currently works at Raytown Corporation, LLC — an independent software developing company that provides solutions for preventing identity theft.

The company’s R&D department created an innovative technology, which capable of blocking information-stealing malware.The company’s anti-keylogging software disables the very processes of information capturing — keylogging, screenshoting, etc.

Learn more — visit the company’s website
http://www.anti-keyloggers.com

While the Federal Trade Commission is busy fighting over definitions of “What is SPAM;” Microsoft and Bill Gates are taking it to the enemy. Today Microsoft announced another case and legal action, which is being taken against a spammer who is in Germany. Microsoft did not announce the name of the company it has filed suit against but it is based in North Rhine-Westphalia.

The company is alledged to have sent millions of SPAM emails advertising various things including web design companies, porn and online casinos. You probably have even had to delete a few of them yourself recently. Many Hotmail email addresses received these SPAMs and the company was able to fool the SPAM blockers set up by Microsoft. The Westphalia firm denied charges and said it was one of his partners, not him? The company ran a network out of the Ukraine said Microsoft on the Belyfish and stated: “In the context of these offers the deplored one offers at present US dollar also 750 to million E-Mail addresses for $499.00″

Not only did it send these SPAM emails it was actively recruiting more customers and clients to do the same for them. Thank you Microsoft; what is up with the FTC these days? Definitions? Think about it?

“Lance Winslow” - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/

As the popularity of credit cards and Internet shopping grow, so does the chance that you will become a victim of Identity Theft. One’s information can be easily accessed by anyone who has your social security number and other identifying information such as credit card bills or processed checks.

Before becoming a victim of identity theft you can go on the offensive and practice prevention in 10 basic steps. These steps will not guarantee that your information does not get into the hands of a criminal, but it gives you a better chance against a syndicate of International identity thieves.

1. Buy a Shredder. Shredding your old bills, invoices, receipts and credit & bank statements is the first and possibly most effective way to stop dumpster divers from access your information. Before throwing away anything with private information, shred it.

If you’re not sure that the info can be used to steal your identity, shred it anyway.

2. When using an ATM be weary of those standing next to you. If someone is standing too close behind you, do not be afraid to ask them to step back.

3. Hidden camera detectors. In addition to prying eyes, also be aware of surveilance devices in stores, ATMs, gas stations, and anywhere you may be using a credit card or signing your name. There are many small and affordable hidden camera frequency detectors on the market. For more information see AntiSpyCam.com.

4. Treat your checks like money. Would you stuff your mailbox with wads of cold cash? Mail theft is probably easier than dumpster diving when it comes to stealing private information, and much cleaner. Mail checks by dropping them off at the Post Office and if you do order bank checks via the web or mail, have them delivered via registered mail or FedEx.

5. Biometrics services like fingerprint or voice recognition are becoming popular in the war against identity theft or account hacking. Voice biometrics works by digitizing a profile of a person’s speech to produce a stored model voice print. Many banks are now offering this service, ask yours about adding this to your bank account security options. More info on Voice Biometrics at VoiceVerified.com

6. Make a list of all of your credit card numbers, passwords, usernames and bank account numbers and guard them in a safe place. Do not keep them on your computer, especially if you use peer to peer file sharing software.

7. When applying for a credit card request that your photo be placed on the card. There are also companies which will place your photo on your checks. For more information see UniqueChecks.com

8. Write on the back of your credit card “Ask To See My ID” , most people at the register treat credit cards like cash not asking for ID. If they do not ask or forget to do so, ask them why they have not.

9. When you move be sure to register your new forwarding address with the Post Office and also inform all of your credit cards, banks, and subscriptions services personally of your new address. If they are still sending private information to your old address, cancel your card or account.

10. Don’t carry your social security number or credit cards you don’t use on you. You are not required to carry a social security card so lock it up. If you’re not using your credit cards, keep them in a safe place with your social security card.

Mrs. Suzuki is a freelance technology and marketing writer and has never had her identity stolen.

Picture yourself walking down the street, all alone. It’s late at night. It’s a bit brisk, and the wind is blowing through the tall buildings on both sides of you. Suddenly, from out of nowhere, someone runs by you, knocks you over, grabs your wallet, and takes off.

It sounds like a scene from a movie, and there may come a time in the future where this type of person-to-person crime is only found in movies. Why would anyone rob a bank, or rob an individual, when they could simply use a person’s information to obtain employment, credit cards, and lines of credit?

By now, everyone knows what Identity Theft is. Identity Theft has been showing up in the news for several years, and there has been a large public awareness campaign since the FTC Report in September 2003.

In their report, the FTC shared that the average Identity Theft victim spends over $1,400.00, and more than 200 hours, just to clear their good name. Reports now are saying that victims can end up spending much, much more in terms of time, money, and frustration.

Other people may be willing to spend that kind of time and money, but if you don’t have an extra $1400 or 200 hours, read on!

What is Identity Theft?

Identity Theft couldn’t happen to me, right?

What can I do to protect myself?

There is good news.

Identity Theft Insurance?

What is Identity Theft?

ID Theft happens when someone takes any piece of your personal information, and fraudulently uses it to obtain access to your credit, bank accounts, or to obtain employment.

How can it happen?

There are literally thousands of ways your information can be stolen, and, as Harris County district attorney Chuck Rosenthal knows, if it can happen to him, it is proof that identity theft and fraud can happen to anyone. “Rosenthal said nearly $8,000 was stolen from his account before it was discovered […] He said that he still has problems because of the crime — his check was refused when he tried to buy supplies for his daughter.”

There are thousands of stories like this one, which you have already been hearing about in your local or national news.

What can you do to protect yourself?

To be proactive, here are what the “experts” are telling you to do. Read this list carefully, and while you do, think about what it would mean in added time and frustration for your life:

Avoid giving out your Social Security number…Shred or destroy bank and/or credit card information…Shred or destroy any credit card or other direct mail offers…Create passwords containing numbers and letters…Avoid buying or making donations via the phone…Buy goods online only from a reputable Web site…Install a computer firewall at home… Read the privacy statements for all your accounts and your bank’s liability clauses…Check your credit report more frequently… Use only one credit card for purchases… Avoid shopping online… Update your computer virus protection daily… Install Spyware software on your computer to be sure that you’re not accidentally having your keystrokes recorded… Drop your mail in the blue post boxes, not in your mailbox… Don’t leave mail in your mailbox overnight or on weekends… While you’re at it, sign up for a locked mailbox, because you can’t trust that your mail will stay in your mailbox… The list goes on…and on…and on…

The “experts” are telling you to rearrange your entire life to proactively defend yourself against Identity Theft. However, what no one is telling you is this:

There is no 100% guarantee that your information won’t be used. No matter what you do, you are as likely a target for Identity Theft as any other person you know.

Approximately 2,500 Washington County (Maryland) Board of Education employees discovered this when their Social Security numbers, names, birth dates and other private information were accidentally posted on the school system’s web site for up to 45 days during 2004.

Consumer Reports states, “It is an equal-opportunity crime, affecting victims of all races, incomes, and ages. Overall, more than 33 million Americans, about 1 in 6 adults, say they have had their identities used by someone else sometime since 1990.”

There is good news

If you become a victim of Identity Theft, you basically have two choices. You can try to handle it on your own, or you can let a professional help you.

If you try to handle it on your own, you might try to contact the Better Business Bureau (BBB). A visit to the BBB’s web site reveals this statement:

“If your complaint is against the identity thief, it is unlikely that the BBB can assist you. We urge you to report the identity theft to the Federal Trade Commission.

So you visit the Federal Trade Commission’s (FTC) web site, where you read the statement: “The FTC serves as the federal clearinghouse for complaints by victims of Identity Theft. While the FTC does not resolve individual consumer problems, your complaint helps us investigate fraud, and can lead to law enforcement action.”

In other words, the BBB and FTC will give you information on how to spend 200 hours and $1400, and will let you report information to them which can “lead to law enforcement action.”

Beyond that, you’re on your own, because they will not work to restore your individual credit. But they will send you a 25 page book with some very helpful information. Good luck.

This is not to fault the BBB or FTC. It’s only to say that they do not have the resources to, on a daily basis, help over 27,000 people restore their good name and credit. Clearly, Americans need a different kind of help to resolve this issue.

Identity Theft Insurance?

Several companies, including Citibank and the three credit repositories, are offering different kinds of credit monitoring services. You have probably seen the very funny Citibank ads, promoting the protection of your information from thieves, and as a result of the ID Theft epidemic, Citibank now offers protection for their credit cards. This is an excellent idea, but credit card fraud only accounts for approximately 40% of Identity Theft cases.

What about the other 60% of identity theft cases? Well, most often, they happen when someone is using your name to obtain credit or employment. The three credit bureaus have stepped in to offer you credit monitoring services, which will let you track what is going on with your credit on a daily, weekly, or monthly basis. This way, if your information is being used by someone you don’t know, you will know about it the day it happens and, ideally, you’ll be able to do something about it. The cost ranges from $4.95/month to $19.95/month. With these services, you’re generally still on your own to get the issue resolved, but hopefully the early detection will help you be able to resolve the issue in less than 200 hours, and with less than $1,400.00.

Another company has stepped in, because they have seen this trend, and the need that consumers have for protection from identity theft. Kroll Worldwide is the world’s foremost risk consulting company. They’ve been responsible for things like:

Tracking Saddam Hussein’s money after the first Gulf War, creating an evacuation plan for the Sears Tower and many of the world’s tallest buildings, and handling high profile cases such as the Enron debacle.

Kroll has created a product which not only monitors credit on a daily basis, and (like the credit repositories) gives you credit reports in a way that you can understand them, but they also assign a personal licensed investigator to you, who will do the work along side of you, to get your credit and identity restored and to track down the thief who committed the crime. This saves you time and money

Identity Theft shows no signs of slowing down. In fact, many state and federal law enforcement agencies are predicting that the problem will get worse before it gets better. Other companies are sure to follow the lead of Kroll in providing Identity Theft solutions. Probably no other company will be able to match the background and experience of a company like Kroll, but they will create similar products to help consumers, and within the next 3-5 years, Identity Theft protection will become an important part of the insurance-type products we use to protect ourselves on a daily basis.

In short, what the experts aren’t telling you is this:

There is no guaranteed way to protect your information,

In an advanced age of rapid and electronic banking and communication, your information is publicly available to anyone who wants to find it,

If you’ve been a victim before, you’re more likely to become a victim again, and

Identity Theft, as a crime, is here to stay.

Changing the way that you do things reduces the likelihood that you will become a victim, but you have no way of being sure that your information will stay your information.

The real state of affairs today is that you are walking down that dark street on a windy night, and someone robs you, but you don’t know it, or feel it, for days, weeks, or months.

Having Identity Theft protection with highly qualified companies like Kroll is like walking down that street, knowing that you have a highly trained personal bodyguard watching your back and walking by your side.

About The Author

Jonathan Kraft is a specialist in computer-related Identity Theft and options within the legal system. For more information on how you can protect yourself and make sure that your information stays your information, visit www.consumerfairplay.com/idtheft.html